Health Savings Account
Saving for a healthy future
A Health Savings Account is available to those who are enrolled in a high-deductible health plan (Silver and Bronze plans) to make contributions to pay future medical expenses. The balance in a Health Savings Account rolls over from year to year, and can be used in retirement. You can also invest the money in your account once it reaches a certain amount. The maximum you may contribute to a Health Savings Account each year is set by the the IRS – the limit for 2026 is $4,400 for individuals and $8,750 for individuals with family coverage. Those who are 55 and older can make a maximum $1,000 catch-up contribution additionally each year.
| HSA Contribution Limits 2026 | ||
| Coverage Option | Single Coverage | Family Coverage |
| 2026 Contribution Limit | $4,400 | $8,750 |
| Catch-up contribution for those age 55 and older | $1,000 | $1,000 |
| Annual maximum for individual age 55 and older | $5,400 | $9,750 |
To see if a Health Savings Account is the right choice for you or view your current account, call HSA Bank at 1.800.357.6246 or visit hsabank.com. Representatives are available Monday-Friday from 7 am to 9 pm CT.
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