2025 Benefit Highlights

Your medical plans have some exciting enhancements on the way

• We’re offering you the same plan options through three best-in-class national medical carriers: Aetna, BlueCross BlueShield, and UnitedHealthcare. The same Kaiser plans will also be offered to colleagues in California.
• To comply with IRS regulations, the Silver plan deductible is increasing from $1,600 single/$3,000 family to $1,650 single/$3,300 family
• For New Jersey colleagues, the BCBS provider network is changing with minimal impact to the providers used by our plan participants.
• Your current medical plan election will carry over into 2025 if you do not make an election for the 2025 plan year.
• Hello Heart* for employees and family members with hypertension and related issues, Hello Heart is a free program that makes it easy to give your heart the care it needs.
• Therapy limits increasing* – The combined limits for physical therapy, speech therapy and occupational therapy are increasing from 60 to 80 visits per year.
• New Women’s Pelvic Health pathway through Hinge* supports women at all stages of life, including pregnancy, postpartum, and menopause when pelvic disorders are most common.

*Not available for those enrolled in a Kaiser medical plan.

OTHER BENEFITS AND ENHANCEMENTS

• Enhancements to your dental plan include covering out-of-network preventive services at 100% of R&C fee** to further encourage you and your family to get your semi-annual check-ups and cleanings.
• Increased frame allowances for vision coverage Your vision frame and contact lens allowance is increasing for 2025 from $175 to $200
• Happify/Twill platform
  Happify has re-branded as Twill and will migrate to an improved app and website called Twill Therapeutics with new features and improvements designed to enhance your mental health and well-being!
• The Identity Theft Pro+ plan will include new Cyber protections including personal device security, password manager, parental monitoring and alerting to name just a few.

**R&C fee – Reasonable and Customary charge. See dental plan design for details.

DO YOU NEED TO ENROLL?

Only if you want to do any of the following:

• Review medical options and select the appropriate carrier for you and your family
• Change existing benefits coverage
• Contribute to a Flexible Spending Account (FSA)

This document highlights some of the provisions of Grant Thornton’s benefits program as of January 1, 2025. Complete details may be found on Canvas and in the official plan documents. In case of a conflict between the information contained in this brochure and the plan documents, the plan documents always prevail.